Enterprise-Grade Payment Infrastructure

Collect Payments
As Easy As Texting

Your customers abandon complex checkout flows. Text2Pay turns every transaction into a simple conversation — reply "PAY" and it's done. Millisecond settlement, bank-grade security, zero friction.

300ms
Average settlement time
99.97%
Uptime guarantee
Launch 2025
Building the future of payments
Trusted by
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Legacy Payments Are Killing Your Revenue

Every extra step in your checkout flow costs you customers. Every failed transaction erodes trust. Your payment stack wasn't built for the conversational era.

📉

68% Cart Abandonment

Multi-step checkout flows, mandatory account creation, and clunky payment forms drive customers away at the moment they're ready to pay.

⏱️

Days to Settle

Traditional payment rails take 2–5 business days for settlement. Your cash flow suffers, your reconciliation is a nightmare, and float costs add up.

🔓

Integration Complexity

Stitching together payment gateways, fraud detection, compliance modules, and messaging APIs burns engineering cycles and delays your roadmap.

Text2Pay

Quick Payment

Hi Sarah! Your invoice #4821 for $2,400 is ready. Reply PAY to complete instantly.
PAY
✅ Payment confirmed! $2,400 settled in 280ms. Receipt sent to your email.
That was incredibly easy
We think payments should feel effortless. Need anything else? 💬

We Built This.
We Know What Works.

💡 We understand your challenge

You need payment infrastructure that scales without adding friction. Every API call, every redirect, every extra field costs you real revenue. We built Text2Pay because we faced the same problem — and solved it.

🏛️ Battle-tested at scale

Our infrastructure is built for scale with enterprise-grade reliability and compliance from day one.

🔒 PCI DSS Level 1 🇪🇺 GDPR Compliant ⚡ SOC 2 Type II 🌍 40+ Countries

Three Steps. That's It.

Getting started takes minutes, not months. No complex migrations, no infrastructure overhauls.

01

Connect Your Stack

Drop in our API or use pre-built integrations for Stripe, Shopify, WooCommerce, and 50+ platforms. Five lines of code to go live.

02

Configure Your Flows

Set up payment triggers, customize messaging templates, define settlement rules, and configure your compliance preferences in our dashboard.

03

Collect & Scale

Start processing conversational payments immediately. Monitor real-time analytics, optimize conversion rates, and scale globally without limits.

Still Sending Customers to Checkout Pages? There's a Better Way.

Every feature designed to eliminate friction and accelerate revenue collection.

💬

Conversational Payments

Customers pay by replying to a text. No app downloads, no account creation, no checkout forms. Natural language processing handles variations, confirmations, and edge cases automatically.

94%
Completion rate on text-initiated payments

Instant Settlement

Funds move in milliseconds, not days. Real-time settlement means better cash flow, simpler reconciliation, and zero float anxiety. Available across all supported currencies.

🧠

AI-Powered Recovery

Intelligent follow-up sequences recover failed and abandoned transactions automatically. Personalized timing, context-aware messaging, and smart escalation paths that feel human.

🔄

Recurring & Subscriptions

Automated rebilling with conversational confirmations. Customers manage their subscriptions via text — upgrade, pause, or cancel without calling support or logging into portals.

📊

Real-Time Analytics

Live dashboards with conversion funnels, cohort analysis, and revenue attribution. Know exactly which messages drive payments and optimize your collection strategy in real time.

What Happens When You Don't Modernize

Every month you delay, your competitors capture the revenue you're leaving on the table.

  • 💸

    Revenue bleeds out silently. Cart abandonment compounds daily. A 68% abandonment rate on $10M GMV means $6.8M in unrealized revenue annually.

  • 🏃

    Customers switch to who's easiest. 73% of consumers say payment experience directly influences brand loyalty. Friction is the silent killer.

  • ⚙️

    Engineering teams stay trapped. Maintaining legacy payment integrations consumes 30%+ of fintech engineering resources that should be driving innovation.

Average Revenue Lost to Checkout Friction
$18.2M
per enterprise per year (Baymard Institute)
Failed Transaction Recovery Rate
12%
industry average without conversational recovery

What Success Looks Like With Text2Pay

Real numbers from real enterprises. These aren't projections — they're outcomes.

+42%
Increase in payment completion rates
16×
More failed payment recoveries
-87%
Reduction in support tickets about payments
3 hrs
Average integration time to go live

Finance Leaders Trust Text2Pay

★★★★★

"We replaced our entire checkout recovery flow with Text2Pay in one afternoon. Our completion rate jumped 38% in the first month. The ROI was immediate and undeniable."

MK
Marcus Klein
VP of Payments, NexGen Financial
★★★★★

"Our customers actually thank us for the payment experience now. That never happened before. Text2Pay turned a friction point into a moment of delight."

AL
Anna Lindström
CFO, Pulse Markets
★★★★★

"Five lines of code. That's all it took to add conversational payments to our platform. Our engineering team couldn't believe it. Text2Pay handles the complexity so we don't have to."

RJ
Raj Johar
CTO, CloudVault

Ready to Make Payments
Disappear?

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